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Access Debt Relief

Minimum Debt : $10,000

    Get Out of Debt - Free Consultation
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  • Speak to a Debt Relief Specialist
  • Enroll in a Debt Relief Program


Minimum Debt : $5,000

    Top Rated Debt Relief
  • AFCC Member
  • Free Consultation
  • In-House Servicing
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National Debt Relief

Minimum Debt : $10,000

    Free Consultation
  • Get Out Of Debt Without Bankruptcy
  • No Upfront Fees And No Obligation
  • Rated A+ by Better Business Bureau

Accredited Debt Relief

Minimum Debt : $15,000

    Free Consultation
  • Get Out of Debt with Bankurptcy
  • Resolve Debt in as Little as 24-48 Months
  • No Upfront Fees - No Obligation

What is Debt Settlement
Debt settlement, also known as debt negotiation, is a strategy that allows you to settle your debt for less than the total amount owed. On the plus side, debt settlement allows you to eliminate your debt for less than what you actually owe, thus putting you in a better situation.

Conversely, the main hang-up with debt settlement is that the creditor must agree to proceed. While there is no guarantee of working out an agreement, there are steps you can take to improve the likelihood of this happening. Here are four steps you must take :

Contact Your Creditor to Explain Your Situation
This is where the process begins. It’s your responsibility to contact the creditor with the idea of helping them better understand what you’re up against. During this time, explain why you’re unable to pay your debt in full, such as if you’re being treated for a serious illness or are out of work.

Note : your creditor can answer any questions you have about debt settlement, so don’t be shy about asking.

Keep an Open Mind
You may go into the process with one thing in mind, just to find that your creditor offers something else. You’re in a bad spot financially, so you shouldn’t shut down any idea. If it can save you money and reduce financial stress, it’s something to consider.

Talk to More than One Person
The first person you speak with may not be the person who is able to help you. Instead, you need to ask around until you finally reach the department that can assist with settling your debt. It requires patience to find the right person, but once you do you’ll finally be in position to take action.

Review the Final Terms and Conditions
If your creditor agrees to settle your debt, ask them to provide you with final terms and conditions of your agreement. This will give you a clear idea of what’s expected of you now, and any impact on your account in the future.

Benefits of Debt Settlement
Debt settlement isn’t the only way to solve your financial problems, but it’s a strategy to review in detail if you don’t have the means to pay your balance in full.

Some of the top benefits of debt settlement include:

  • Pay less than the total balanced owed
  • Opportunity to repay your debt in less time
  • Instant relief from debt that’s been weighing you down
  • Help you avoid a bankruptcy filing

Freedom Debt Relief

Over $9.5 billion in debt resolved and over 500,000 clients serviced.

  • Tell us about your debt – Let’s talk to make sure we’re the right debt solution for you
  • See what you could save – Find out how much faster you could resolve debt by partnering with us
  • Enroll in our program – We negotiate settlements with creditors until all your enrolled debt is gone

You could begin your path to debt relief in just a few days

  • Free, personalized evaluation from certified debt specialists
  • Accredited by American Fair Credit Council
  • Over $9.5 billion in debt resolved since 2002
  • Over 615k clients and $20 billion in debt enrolled since 2002
  • American Fair Credit Council accredited
  • For people with $15,000 in unsecured debts and up
  • Get a free savings estimate
  • No upfront fees

As the largest debt negotiator in the nation, Freedom Debt Relief has helped thousands of Americans reduce the amount they owe and resolve their debt faster than they could on their own.

Our company began in 2002 with a mission to provide an affordable debt solution that puts the consumer first. We wanted to help people get through tough financial times by offering an alternative to credit counseling, debt consolidation, and bankruptcy.

To do this, FDR offers a free debt consultation where consumers can learn about several debt options and determine if our program is right for them. Over 500,000 clients have enrolled in our program thus far, which has successfully settled over $9.5 billion in consumer debt — more debt than any other company in the United States.

Accredited Debt Relief

Owe $10,000 or More in Credit Card Debt, Go to Accredited Debt Relief for Help

Accredited Debt Relief specializes in a NO ADVANCED FEE debt settlement program. We review multiple programs including credit card consolidation, debt consolidation loans, debt settlement, and credit counseling to see what is best for your situation.

Key Benefits

  • Let us help you get out of debt.
  • We provide clients with our expertise and proven results.
  • Get relief now!

Access Debt Relief

Access Debt Relief connects Americans seeking debt relief the opportunity to connect with a large network of organizations that specialize in providing debt relief options, including debt consolidation and debt settlement. Qualified debt types include credit card, personal loan, student loan, tax, and more.

Key Benefits

  • Your first step to becoming debt free
  • Connect with a debt relief provider who can help
  • Free, no obligation consultations available
  • Get started now!

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